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CAA Critical Illness Insurance
Coverage for 44 Critical Illnesses/Conditions

What is CAA Critical Illness Insurance?

Life can present many unexpected twists and turns, many of which are beyond our control. CAA Critical Illness Insurance, provided by Securian Canada, can offer a little peace of mind knowing that you or your loved ones can be financially protected in the face of a serious illness diagnosis. This comprehensive coverage helps protect you if you are diagnosed with a qualifying health condition such as a heart attack, stroke or cancer. CAA Critical Illness Insurance can provide a lump-sum payment to cover anything you and your family might need – from medical expenses to lost income – so you can focus on health and recovery instead of worrying about financial obligations.

Why choose CAA Critical Illness insurance?

A serious illness may mean having to take time off work or facing unexpected medical bills. Your government health care plan may not cover the costs of all your medications or travelling for treatment. If your workplace insurance doesn’t cover these expenses or allow for an extended medical leave, finances may become one more thing to worry about. That’s where critical illness insurance can help. It’s like a financial safety net that can provide support for you and your loved ones during a difficult time.

CAA Critical Illness Insurance covers 44 critical conditions - amongst some of the most comprehensive coverage in Canada. It can be a tremendous help if you have dependents, don’t have benefits through work – or only have limited coverage, are self-employed and don’t have additional health insurance or have limited savings. If you’re unsure whether you would benefit from critical illness insurance, ask yourself this: would your family be able to manage in the face of a serious illness without this financial support?

Plan Highlights

  • Exclusive Member pricing: Save 10% off your rates!
  • Choose between $10K to $1M in coverage
  • Select a coverage length between 10 to 30 years
  • 44 conditions covered (27 critical illnesses, 17 early-stage conditions)
  • 30-day money back/refund guaranteed
  • Rates are locked in for the full term

Apply for CAA Critical Illness Insurance and see if you’re eligible for CAA Term Life Insurance in a single application

Determine if CAA Critical Illness insurance is right for you.

Get a quote online.


If you reside in South Central Ontario, you can get personalized rates for different coverage amounts and lengths. No commitment required. Apply online when you’re ready


If you reside in Manitoba, you can get personalized rates for different coverage amounts and lengths. No commitment required. Apply online when you’re ready.

Have an existing account?

South Central Ontario residents, click here to login to submit a claim or view your policy.

Manitoba residents, click here to login to submit a claim or view your policy.

Not sure how much CAA Critical Illness Insurance coverage you need? A licensed, non-commissioned advisor can assist in calculating what amount of coverage is best for your situation. Click here to connect with an advisor.

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10 Things to Consider Before Choosing a Critical Illness Insurance Policy

Critical Illness Insurance is one of the best ways to financially protect yourself—and your family. It is important to have, and best of all, doesn't take that long to sort out. So instead of avoiding the topic, let's start tackling critical illness insurance headfirst.

The Complete Guide to Critical Illness Insurance in Canada

An unexpected medical emergency or severe health diagnosis can be stressful in more ways than one. The good news is that Critical Illness Insurance is a simple way to take the financial stress out of the mix. In this article, we'll break down everything you need to know about critical illness insurance so you can decide if it's the right fit for you.

FAQ: CAA Critical Illness Insurance

What are the covered conditions on the CAA Critical Illness Insurance plan?

What is a CAA Critical Illness Insurance covered condition?

What’s the waiting period for CAA Critical Illness Insurance?

How is CAA Critical Illness Insurance benefit paid?

Can you cancel CAA Critical Illness Insurance?

How can I pay for my CAA Critical Insurance plan?